Slate handles the regulatory and licensing heavy lifting associated with originating and servicing loans. This includes disclosures, identity verification, audit trails, and consumer compliance requirements. Your platform avoids the cost and complexity of becoming a lender.

Yes. You have full control over the borrower experience. Slate runs behind the scenes while your platform delivers a fully branded credit workflow through either our APIs or hosted components.

Slate only requires the operational and customer data necessary to power underwriting, verification, and loan servicing. This might include transaction history, user profile info, invoices, or contract metadata depending on your use case. We minimize data lift and avoid deep engineering dependencies.

Most partners launch a minimum viable lending flow in days, not months. Slate provides APIs, optional hosted flows, and ready-made underwriting logic so your team can plug in quickly. You can start with a single financing use case and expand as you learn.

Slate structures risk in a way that protects partners. In most cases Slate or our capital partners bear the credit risk on originated loans, not your platform. Your customers get a seamless lending experience while your company avoids balance sheet exposure. For partners who want more control, we also support hybrid and custom risk-sharing structures.

No. Slate does not require long term contracts or multi-year commitments. We grow alongside you and believe the product should speak for itself. You can scale up or down based on the lending experiences you choose to offer.

Slate’s fees are tailored to each partner based on loan volume, underwriting approach, product configuration, and servicing needs. We price to make sure partners can launch profitably from day one. After a quick scoping call, our team provides transparent pricing aligned with your business model.

Slate is designed for platforms that already facilitate high-value transactions or financial workflows. Common examples include vertical SaaS platforms, marketplaces, B2B payment platforms, specialty finance products, and companies with strong repeat customer usage. If you have reliable data on your users and a clear point of need, Slate’s embedded credit workflows fit naturally.

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Slate handles payment routing, repayment schedules, customer notifications, delinquency workflows, and reporting. Your team always has visibility into loan performance, while Slate manages the operational work across the full lifecycle.

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Slate provides the required disclosures, audit trails, identity verification steps, and compliance workflows needed to originate and service loans. You maintain control of the borrower experience while Slate handles the heavy regulatory obligations behind the scenes.

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You connect to Slate through a simple set of APIs for application creation, decisioning, offers, and loan servicing events. Most teams complete a basic integration in a few days. Slate also supports hosted application experiences if you want to launch without custom frontend work.

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Slate provides automated credit decisioning through configurable rules and integrated data sources. Decisions are returned instantly via API so you can power real time lending inside your product.

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