Give them a limit.
Not another application.
Your customers activate a facility once and draw against it whenever they need to. Slate carries the money, the underwriting, the billing and the collections.
Draw from your line
Approved 14 Feb · no new application
Available to draw
$39,500of $60,000
Draw amount
$18,000.00
Repayment plan
4 weeks
1.06 factor
8 weeks
1.12 factor
12 weeks
1.18 factor
One facility.
Fully operated.
Most embedded finance platforms hand you APIs and leave the hard parts with you. Slate runs the whole credit lifecycle on your behalf.
No billing engine
to build
No statements
to generate
No collections
infrastructure
No support team
to stand up
Three shapes
One facility, shaped to how your customers spend
What changes is who spends, who gets funded, and how the money comes back.
Revolving
Behind a card you operate
They spend on your card. Slate groups it into 7-day periods and issues a statement.
Draws
Cash when they need it
Approved once for a limit, then they take what they need. Several draws can run at once.
Transaction feed
Under your own spend product
You operate the card and report the transactions. At period close Slate funds you the net.
One approval, then they just draw
The credit decision happens once, at activation. After that a draw is an amount and a plan — no new application and no new agreement to sign.
Your customer gets
A limit that is always visible
Draws without re-applying
Availability that recovers as they repay
Approved · $60,000 limit
Once, on 14 Feb
No new application on any of them
Visibility without responsibility
You see the whole book — who is drawn, who is behind, what it is earning. None of the operational weight that usually comes with it.
You get
Balances and utilisation
Statements and payment status
Revenue on every draw
Active lines
148
Drawn
$2.4M
Behind
3
Utilisation
61%
Yield on the book, last 12 weeks
Built to launch fast, and safely
Because Slate owns the money, the billing and the collections, your team ships a surface — not a lending stack. What normally takes quarters takes weeks.
Slate has you covered on
Underwriting and limits
Billing, statements and suspension
Contracts and the regulatory side
What normally takes quarters
The split
Two things are yours. The rest is ours.
Show the line in your product
Tell us what your customers do
No balance sheet, no licence, no collections team, no support queue for money questions.
6The money, and the loss if it goes bad
Underwriting, and the limit each customer gets
Billing, statements and collections
Pausing a line that falls behind, and reopening it
Contracts, disclosures and the regulatory side
Every customer email about the line
Ready to launch
Whether you want a line behind a card, cash your customers draw on demand, or the funding underneath your own spend product — tell us how they spend and we will tell you which shape fits.