The limit is already there.
Approved once, from the history you already record. One fixed payback per draw, shown before they tap it.
Earnings
New Customer
Your credit line
How much today?
$6,000of $25,000.00 available
Fixed payback · 12 weekly payments of $545.00 · no interest, no compounding
Draw fundsActivity
You focus on product and customers.
We operate the credit line.
Earn on financial workflows without becoming a financial operator. We own the whole credit lifecycle.
Credit
Monitor and manage active limits and payment schedules
Active lines
⋮Outstanding balance
⋮You earned
⋮Approval rate
⋮Give every customer a limit, where they already work.
Available balance
$32,410.55
Your limit, ready to draw
$25,000
A line they can draw against. A program you do not run.
Approved once from the history you already record, then drawn whenever they need it. Everything behind that limit is ours: the models that set it, the money that funds it, and the work of collecting it back.
No models to build
We set the limit and re-score it, out of the trading history your platform already records.
No capital to raise
Every draw is funded through facilities we manage, and the loss is ours if one goes bad.
No servicing to staff
Statements, payments, reminders and recovery. Your support queue never sees a cycle.
No data yet? Launch anyway 🙂 — we ask your customer to connect a bank at each draw, and expect more declines until yours is streaming.
Credit designed for the people who run the business.
Automated underwriting using real business data
Slate evaluates every borrower using proprietary underwriting models designed for SMBs. We handle eligibility, risk scoring, limits, and approvals.
Embedded credit inside your product
Funds are issued inside your own experience. Slate runs the capital mechanics behind it.
Full servicing and lifecycle management
We handle everything after the money goes out. You never manage a payment, a reminder or an edge case.
Payment due tomorrow
A reminder that the next payment is due in 24 hours.
You earn on every draw they take.
An advance pays you once. A line pays on every draw, and a customer with a limit draws again without being sold anything. Pricing is set per partner and usually lands near an even split. None of it is your capital, and none of it is your loss.
The cost is fixed before they draw. It does not grow if they take longer.
That cost is the spread. Your share of it is priced with you, not set on a rate card, which is why you can quote it.
You own the product.
We run the six layers under it.
Our license, our funding, underwriting, collections, and our loss if an advance goes bad. That’s what stops platforms from shipping capital, and none of it lands on you.
Point at a layer to see what it covers.
Your product
The surface, the brand, and the moment. You decide where capital shows up, what it’s called, and which of your customers ever see it.
See it working today.
Drop the component into a sandbox and watch a real offer come back. No call, and nothing to sign to get that far.
Days
Nothing to build
Pilot it on email.
Our offer intelligence already tells us who is approvable and for how much. We can send those offers out by email and be live quickly, with no development work on your side.
A week
One developer
Ready to Launch.
One element carries the offer, the application, the agreement and every payment after it.
Weeks
Your team
Build it on the API.
Every screen yours, on the same engine, with signed webhooks telling you when anything changes.
The integration call is optional. You can build all of it in a sandbox before you talk to anyone.
One draw, start to finish.
They are underwritten once. After that a draw is a tap, it costs a number they saw before they took it, and the room comes back as they pay it down.
Available to draw
$25,000
$0 still out
12 payments of $545 — every one the same, whatever week it is
0/12
They draw.
Any part of the limit, any time. No application, no second approval.
The price is already set.
A $6,000 draw pays back $6,540. Fixed when they tap it, and it never grows.
The room comes back.
Every payment frees up what it repaid. They never re-apply.
One product. Two people looking at it.
Your customer sees a limit they can draw against. You see every account, the same day it moves.
What your customer sees.
The money is already there.
Sized from their own numbers, waiting in the app they already open.
Available balance
$32,410.55
Available to you now
$25,000
What you see.
The program, in one view.
Customers, offers, applications and financings, live.
The same numbers are on the API, if you would rather read them in your own tools.
Programs
Northside Ops
Overview
Your customers, Slate’s capital
Customers
1,284
Offers
214
Applications
41
Active financings
128
Conversion funnel
From eligible customers to funded.
Your customers never see us.
Drop it in and set your brand. Fully white label — no Slate mark anywhere. Or build on the API and control it to the smallest detail.
Preview
$12,400 available to draw
Draw what you need, when you need it.
A feature, not just a mailer
It sits in the flow, beside the number that prompted it.
No application
No credit pull. The amount is set.
FAQ
A credit line with a fixed payback. Your customer is approved once for a limit and draws against it whenever they need to. Each draw carries one fixed cost, shown before they take it, repaid on a set schedule. There’s no interest accruing, nothing compounding, and no revolving balance.