Responsible access to capital.
Without regulatory risk.
Slate helps platforms support independent workers beyond payouts, reading income patterns rather than credit files, and carrying the consumer compliance that comes with it.
One platform.
Fully operated.
Most embedded finance platforms hand you APIs and leave the hard parts with you. Slate runs the whole lifecycle on your behalf.
No underwriting models
to build
No consumer compliance
to manage
No repayment or servicing
workflows
No worker support
burden on your team
Done for you, not handed to you
Underwriting for variable income
Slate reads earning patterns rather than credit files, so eligibility moves with the work.
Dynamic limits
Responsible decisioning
No manual review
Delivery and repayment
Workers reach funds inside your product, and repayment lines up with how they earn.
Clear terms
Collection aligned to earnings
Transparent to the worker
Compliance and protection
Lending to individuals carries regulatory and reputational risk. We carry it.
Identity verification
Consumer compliance
Fraud controls
Built for income that moves
A variable earner isn’t a bad credit risk, they’re a badly measured one. Slate scores the earning pattern your platform can see, and sizes to it.
Eligibility that tracks earnings
Terms they can read
Repayment aligned to income
Weekly earnings
Limit tracks the pattern
Eligibility moves with the work, week to week.
Visibility without responsibility
You see the whole book. Adoption, utilisation, what it’s earning. None of the operational weight that usually comes with it.
Portfolio performance
Adoption and utilisation
Revenue and yield reporting
Customers funded
312
Outstanding
$4.1M
Adoption
18%
Revenue, MTD
$96k
Your reporting. Our operations.
Built to launch fast, and safely
Because Slate owns the money, the compliance and the servicing, your team ships a surface, not a lending stack. What normally takes quarters takes weeks.
No underwriting build
No compliance setup
No servicing infrastructure
What a lending stack costs you
Four teams you don’t have to hire.
Capital becomes a loyalty driver, not a risk surface.
Higher worker retention
More platform activity
A new revenue stream
Zero internal lending operations