See how much you could
generate with Unit
How much incremental value could you be capturing with embedded finance? Try the calculator to estimate your potential revenue per user.
How we calculate your revenue
Calculations are based on your business size, industry benchmarks, and the revenue-sharing structure between Unit, our partner banks, and you. Keep in mind that results are an estimate, not a guarantee. Revenue is broken down into three main categories:
Capital Revenue
Earned when your customers access credit. We estimate revenue based on average line of credit size, draw frequency, and your share of origination fees.
Banking Revenue
Generated from interchange and deposits. Interchange revenue is based on average monthly card spend and your share of transaction fees. Deposit income reflects customer balances, prevailing interest rates, and how revenue is split between the bank, Unit, and you.
Bill Pay Revenue
Comes from subscription fees and transaction activity. We calculate this using assumptions about additional subscription revenue per month, number of bills paid, and the mix of instant vs. standard payments.
Revenue pool vs. revenue per user
For each product, we show both the Revenue pool (the total revenue generated by that product) and the Revenue per user (your immediate share, given default revenue splits). The pool highlights the incremental value that exists, while your per-user revenue shows what you can start capturing right away with Unit's ready-to-launch products. It means you can launch in weeks and begin earning immediately — with even more upside available through custom revenue-share models or tailored builds with Unit.
Talk to an expert to see a demo and estimate your revenue.
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Don't let engineering constraints stop you from monetizing a financing program. Launch with our no-code solution or white-label the experience with prebuilt embedded components.